Home Equity Line of Credit (HELOC)
Using the equity in your home, you can apply for a generous credit line, and the funds are available whenever you need them





Rates

All Savings Rates (excludes certificates) effective 9/1/10


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Savings Certificate Sep 2 - Sep 8, 2010
term $1,000-$24,999 $25,000-$74,999 $75,000-$99,999 $100,000+
APY APY
APY
APY
2 Month 0.20 0.20 0.20 0.20
4 Month 0.30 0.30 0.30 0.30
6 Month 0.30 0.30 0.30 0.30
12 Month 0.50 0.50 0.50 0.50
24 Month 0.85 0.85 0.85 0.85
36 Month 1.15 1.15 1.15 1.15
48 Month 1.35 1.35 1.35 1.35

Premium Savings
Term   APY
First Tier $2,500-$9,999 0.10
Second Tier $10,000-$24,999 0.15
Third Tier $25,000+ 0.20
*If average daily balance is below $2,500 no interest is earned

IRA
APY
Roth 1.15
Traditional 1.15

Regular Checking
Term APY
$0-$499.99 0.00%
$500 0.05%

Regular Savings
APY
$0-$99.99 0.00%
$100+ 0.10%

eChecking
Term APY
0.65%
footnotes here

We calculate and pay monthly dividends on all accounts and certificates. Dividends are computed using the average daily balance during the dividend period.

Rates for new Savings Certificates set each Thursday morning (PST). The rate is locked in until maturity. Penalty for early withdrawal.

* APY means Annual Percentage Yield