Home Equity Line of Credit (HELOC)
Special Introductory Rate: 1.99% APR*
NO CLOSING COSTS!*
A home equity line of credit is a variable rate revolving line of credit (meaning the balance changes depending on how much of the line you use) that allows you to use the money for just about anything you need. Using the equity in your home, you can apply for a generous credit line, and the funds are available whenever you need them. You may receive a tax benefit for doing so! (See your tax advisor to learn if you would qualify for a tax benefit.)
It's the smart way to:
· Finance Home improvements
· Buy a car, RV or boat
· Pay off high-interest credit cards
· Pay down your first mortgage
Rates as low as
PRIME MINUS
.50% APR*
Apply by phone:
(707) 543-8119
or toll-free 1-888-791-7808
Apply online:
*The promotional/introductory rate is in effect for the first six months of the Home Equity Line of Credit (HELOC). Promotional/introductory rate, terms and conditions subject to change without notice. Rates are based on Prime Lending Rate, Loan to Value, Debt to Income, and member's Credit Score. Credit Lines up to $250,000. Call for details. No closing costs on this adjustable HELOC. $250 Application fee (Due at application, may be refunded at closing). Rates as low as Prime minus ½% (these rates subject to change). Prime Lending Rate was 4.00% as of October 2008. APR = Annual Percentage Rate. Maximum APR is 18%. Minimum $20,000 initial advance. Annual fee only $35. Early termination fee (equal to closing costs) applies to accounts closed within 36 months of opening. Some restrictions apply. Subject to loan approval. Amerilends Mortgage serving Cal State Central's members. Equal Housing Lender. Amerilends Mortgage is the licensed Real Estate Broker, license #00654852.
|